The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds.
Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room.
Whether you envision a private guest retreat, home office, media room, fitness studio, bright homeschool/playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day.
Designed for comfort and peace of mind, the home features IMPACT RESISTANT WINDOWS AND DOOR throughout along with a whole-house GENERAC GENERATOR, providing security and confidence year-round and we are not located in a flood zone.
Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior.
Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool ...
| MLS Number: | 226024946 |
|---|---|
| List Price: | 650000 |
| Property Type: | Residential |
| Building Design: | Single Family |
| Status: | Active |
| Bedrooms: | 3 |
| Baths Full: | 2 |
| Approx Living Area: | 2,618 sqft |
| Condo Fee: | $0 |
| Taxes: | 4593.09 |
| Acres: | 0.207 |
| Waterfront?: | Yes |
| City: | Estero |
| County Or Parish: | Lee |
| Development: | Bella Terra |
| Postal Code: | 33928 |
| Year Built: | 2007 |
| Additional Rooms: | Balcony, Den - Study, Family Room, Home Office, Laundry in Residence, Media Room, Screened Balcony, Screened Lanai/Porch |
| Amenities: | Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Community Park, Community Pool, Community Room, Community Spa/Hot Tub, Exercise Room, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court, Underground Utility, Volleyball |
| Application Fee: | $190 |
| Approval: | Application Fee |
| Baths Total: | 2.00 |
| Bedroom Desc: | First Floor Bedroom, Master BR Ground, Master BR Sitting Area, Split Bedrooms |
| Beds Total: | 3 |
| Block: | B |
| Boat Access: | None |
| Builder Product?: | Yes |
| Building Desc: | 2 Story |
| Building Design: | Single Family |
| Cable Available?: | Yes |
| Canal Width: | None |
| Carport Spaces: | 0 |
| City: | ESTERO |
| Community Type: | Gated, Tennis |
| Construction: | Concrete Block |
| Contact Seller For Showing: | No |
| Cooling: | Ceiling Fans, Central Electric |
| County Or Parish: | Lee |
| Current Price: | $650,000 |
| Development: | BELLA TERRA |
| Development Name: | BELLA TERRA |
| Dining Description: | Breakfast Bar, Eat-in Kitchen, Formal |
| Elementary School: | CHOICE |
| Elevator: | None |
| Equipment: | Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Washer |
| Exterior Features: | Sprinkler Auto |
| Exterior Finish: | Stucco |
| Flooring: | Carpet, Tile |
| Floor Plan Type: | Great Room, Split Bedrooms, 2 Story |
| Full Address: | 20480 Torre Del Lago ST |
| Furnished Desc: | Unfurnished |
| Garage Desc: | Attached |
| Garage Spaces: | 2.00 |
| Gulf Access?: | No |
| Heat: | Central Electric |
| High School: | CHOICE |
| Hoa Desc: | Mandatory |
| Hoa Fee: | $238 |
| Hoa Fee Freq: | Quarterly |
| Interior Features: | Built-In Cabinets, Cable Prewire, Internet Available, Pantry, Smoke Detectors, Tray Ceiling, Walk-In Closet |
| Irrigation: | Lake/Canal |
| Kitchen Description: | Island, Pantry |
| Lease Limits?: | Yes |
| Leases Per Year: | 4 |
| Legal Desc: | BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 34 |
| Legal Unit: | 0 |
| Lot Back: | 60 |
| Lot Desc: | Regular |
| Lot Frontage: | 60 |
| Lot Left: | 150 |
| Lot Right: | 150 |
| Lot Unit: | 34 |
| Maintenance: | Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Pest Control Exterior, Street Lights |
| Management: | Professional |
| Mandatory HOA?: | Yes |
| Master Bath Description: | Dual Sinks, Separate Tub And Shower |
| Master Hoa Fee: | $573 |
| Master Hoa Fee Freq: | Quarterly |
| Middle School: | CHOICE |
| Min Days of Lease: | 90 |
| MLS Area Major: | Es03 - Estero |
| Num Unit Floor: | 1 |
| One Time Other Fee: | $250 |
| One Time Special Assessment Fee: | $1,500 |
| Original List Price: | $660,000 |
| Ownership Desc: | Single Family |
| Parcel Number: | 29-46-26-E2-0200B.0340 |
| Parking: | 2+ Spaces, Driveway Paved |
| Pets: | Limits |
| Pets Limit Max Number: | 2 |
| Possession: | At Closing |
| Postal Code: | 33928 |
| Post Contract Serv?: | Yes |
| Potential Short Sale?: | No |
| Present Nego Cont?: | Yes |
| Private Pool Desc: | Below Ground, Heated Electric, Screened |
| Private Pool?: | Yes |
| Private Spa Desc: | Below Ground, Heated Electric, Screened |
| Private Spa?: | Yes |
| Range: | 26E |
| Rear Exposure: | NW |
| Restrictions: | Architectural, Deeded, No RV |
| Roof: | Tile |
| Section: | 29 |
| Sewer: | Central |
| Source of Measure Living Area: | Developer Brochure |
| Source of Measure Lot Dimensions: | Property Appraiser Office |
| Source of Measure Lot Size: | Property Appraiser Office |
| Source of Measure Total Area: | Property Appraiser Office |
| State Or Province: | FL |
| State Or Province: | FL |
| Status Type: | Resale Property |
| Storm Protection: | Impact Resistant Windows |
| Sub Condo Name: | BELLA TERRA |
| Subdivision Number: | E2 |
| Tax Desc: | County Only, Homestead |
| Tax District Type: | Community Development District |
| Tax Year: | 2025 |
| Total Area: | 2,972 sqft |
| Total Floors: | 1 |
| Township: | 46 |
| Transfer Fee: | $200 |
| Units in Building: | 1 |
| Units in Complex: | 1899 |
| View: | Lake, Preserve |
| Virtual Tour Url: | https://tours.photosoflo.com/idx/328186 |
| Water: | Central |
| Waterfront Desc: | Lake |
| Windows: | Impact Resistant, Sliding |
| Zoning Code: | RPD |
| Directions: | Show card and license to guard at gate, follow Bella Terra Blvd past the first roundabout and make your first right onto Torre Del Lago and follow to 20480 on your right. |
| Golf Type: | No Golf Available |
| Price Per Sq Ft: | $248.28 |
| Total Annual Recurring Fees: | $3,244 |
| Total One Time Fees: | $2,140 |
| Den Flex Yn: | Yes |
| Flood Ins Yn: | No |
| Housing For Older Persons: | No |
| Ownint: | Listing Agent has No Interest |
Listing Courtesy of: Royal Shell Real Estate, Inc.
Listing Agent: Lisa Ninchritz
(239) 405-0700
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Based on information from the Multiple Listing Service of Bonita Springs-Estero, these properties were not all listed or sold by Alyssa Hammel and were listed or sold by various MLS Participating Offices. These properties may not be all the listed properties in the target area.
Multiple Listing Service of Bonita Springs-Estero data last updated on October 08, 2026 05:17 PM - ET.
Property Last Updated: October 08, 2026 05:17 PM - ET
